Central States Health & Life Co. of Omaha (CSO)

CSO is a mutually owned insurance company based in Omaha, Nebraska, employing a team of dedicated individuals focused on the needs of client institutions, agents, customers and policyholders. We strive to be the provider of choice in the markets we serve.

The company’s founder, T.L. Kizer, inspired his employees to approach their responsibilities with a sense of compassion and a high degree of integrity. These principals have been paramount to the success of our company. “To Care Is to Grow” is the guiding philosophy behind how we operate our company, an approach which has prevailed since our beginning in 1932.

A solid history of successful business practices has provided CSO with an exceptionally strong financial base. CSO and our subsidiaries, Censtat Life Assurance Company and Censtat Casualty Company, have been assigned an A.M. Best Financial Strength credit rating of A- (Excellent)*.

CSO boasts a strong and proud history. With over 85 years of experience in the business of extending various insurance products, CSO possesses the knowledge and skills required to extend superior service and products to our policyholders.

* The A.M. Best Company, Inc. rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provision, rates or practices of the insurance company. A.M. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet ongoing obligations to policyholders. For the latest rating, access www.ambest.com


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This product may be available in other states not listed. Please contact us to inquire.