Medicare Advantage (Part C)

All-in-one Medicare plan options that combine medical coverage, often with additional benefits and coordinated care.

A Different Approach to Medicare Coverage

Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. These plans combine hospital (Part A) and medical (Part B) coverage into a single plan, and many include prescription drug coverage as well.

For clients who prefer a bundled approach, Medicare Advantage provides an alternative to Original Medicare, with defined networks, cost structures, and plan-specific benefits.

Medicare Advantage Carriers

New Horizons works with a range of Medicare Advantage carriers, giving agents access to plan options across multiple markets and client needs.

Plan Structure and Key Features

Medicare Advantage plans are typically built around provider networks and coordinated care models. Plan designs may include HMOs, PPOs, and Special Needs Plans (SNPs), with rules that vary by plan.

Common features include:

  • Combined Part A and Part B coverage
  • Often include Part D prescription drug coverage
  • Network-based care with defined provider access
  • Copays and coinsurance for services
  • Annual out-of-pocket maximums
  • Additional benefits such as dental, vision, and wellness programs

Because plans are offered at the county level, availability and benefits vary by location.

Medicare Advantage sales guidance

Clear Guidance Through Plan Selection

Independent agents help clients evaluate Medicare Advantage plans based on their healthcare needs, provider preferences, and financial considerations.

This may include:

  • Reviewing provider networks and drug formularies
  • Comparing plan costs and out-of-pocket exposure
  • Explaining plan rules, including referrals and prior authorizations
  • Assisting with enrollment during eligible periods
  • Providing ongoing support as plans or needs change

A clear, practical approach helps clients make informed decisions and avoid surprises after enrollment.

Other Medicare Coverage Options

Medicare Advantage is one of several ways clients can structure their Medicare coverage.

Agents often compare it alongside:

Understanding how these options differ helps support more effective client conversations.

agent meeting with client

Why Theres No Better Time to Sell Medicare Advantage

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Access Medicare Advantage Carriers and Tools

New Horizons provides access to Medicare Advantage carriers, along with quoting tools, enrollment platforms, and practical guidance to support your work with clients.