Fixed Annuity Rates

Get fixed annuity rates at a glance with our new Annuity Rates tool. It's all the key information you need in one convenient place. If you have any questions, reach out to Kirk Sarff, Director of Life & Annuity Sales, at ksarff@nhmteam.net.

MYGAs

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AM Best Rating
Heartland National Life Insurance Company
Secure Rate 10
Product
5.70
%
Rate
Term
10
Years
AM Best
B++ Good
Details
Heartland National Life Insurance Company
Secure Rate 7
Product
5.55
%
Rate
Term
7
Years
AM Best
B++ Good
Details
Heartland National Life Insurance Company
Secure Rate 5
Product
5.50
%
Rate
Term
5
Years
AM Best
B++ Good
Details
Heartland National Life Insurance Company
Secure Rate 3
Product
5.15
%
Rate
Term
3
Years
AM Best
B++ Good
Details
EquiTrust Life Insurance Company
Certainty Select 10
Product
5.45
%
Rate
Term
10
Years
AM Best
B++ Good
Details
EquiTrust Life Insurance Company
Certainty Select 8
Product
5.35
%
Rate
Term
8
Years
AM Best
B++ Good
Details
EquiTrust Life Insurance Company
Certainty Select 6
Product
5.25
%
Rate
Term
6
Years
AM Best
B++ Good
Details
EquiTrust Life Insurance Company
Certainty Select 5
Product
5.20
%
Rate
Term
5
Years
AM Best
B++ Good
Details
EquiTrust Life Insurance Company
Certainty Select 3
Product
5.10
%
Rate
Term
3
Years
AM Best
B++ Good
Details
Royal Neighbors of America
MYGA 10-year: Less than $100,000
Product
4.50
%
Rate
Term
10
Years
AM Best
A Excellent
Details
Royal Neighbors of America
MYGA 10-year: $100,000+
Product
4.60
%
Rate
Term
10
Years
AM Best
A Excellent
Details
Royal Neighbors of America
MYGA 5-year: $100,000+
Product
4.65
%
Rate
Term
5
Years
AM Best
A Excellent
Details
Royal Neighbors of America
MYGA 5-year: Less than $100,000
Product
4.55
%
Rate
Term
5
Years
AM Best
A Excellent
Details
Royal Neighbors of America
MYGA 3-year: Less than $100,000
Product
4.65
%
Rate
Term
3
Years
AM Best
A Excellent
Details
Royal Neighbors of America
MYGA 3-year: $100,000+
Product
4.75
%
Rate
Term
3
Years
AM Best
A Excellent
Details
Atlantic Coast Life Insurance Company
Safe Haven 3
Product
4.93
%
Rate
Term
3
Years
AM Best
B++ Good
Details
Athene
MaxRate 7: $100,000+
Product
4.70
%
Rate
Term
7
Years
AM Best
A Excellent
Details
Athene
MaxRate 7: Less than $100,000
Product
4.45
%
Rate
Term
7
Years
AM Best
A Excellent
Details
Athene
MaxRate 5: $100,000+
Product
4.70
%
Rate
Term
5
Years
AM Best
A Excellent
Details
Athene
MaxRate 5: Less than $100,000
Product
4.45
%
Rate
Term
5
Years
AM Best
A Excellent
Details
Athene
MaxRate 3: $100,000+
Product
4.50
%
Rate
Term
3
Years
AM Best
A Excellent
Details
Athene
MaxRate 3: Less than $100,000
Product
4.25
%
Rate
Term
3
Years
AM Best
A Excellent
Details
Western United Life Assurance Company
Navigator Elite 7
Product
5.05
%
Rate
Term
7
Years
AM Best
B+ Good
Details
Western United Life Assurance Company
Navigator Elite 5
Product
5.00
%
Rate
Term
5
Years
AM Best
B+ Good
Details
Western United Life Assurance Company
Navigator Elite 3
Product
4.60
%
Rate
Term
3
Years
AM Best
B+ Good
Details
SILAC Insurance Company
Secure Savings Elite 5
Product
5.00
%
Rate
Term
5
Years
AM Best
B Fair
Details
SILAC Insurance Company
Secure Savings Elite 3
Product
5.00
%
Rate
Term
3
Years
AM Best
B Fair
Details
SILAC Insurance Company
Secure Savings Elite 2
Product
3.90
%
Rate
Term
2
Years
AM Best
B Fair
Details
SILAC Insurance Company
Secure Savings 5
Product
3.45
%
Rate
Term
5
Years
AM Best
B Fair
Details
SILAC Insurance Company
Secure Savings 3
Product
3.15
%
Rate
Term
3
Years
AM Best
B Fair
Details
SILAC Insurance Company
Secure Savings 2
Product
2.60
%
Rate
Term
2
Years
AM Best
B Fair
Details
Sentinel Security Life
Personal Choice 10
Product
4.75
%
Rate
Term
10
Years
AM Best
B++ Good
Details
Sentinel Security Life
Personal Choice 7
Product
4.90
%
Rate
Term
7
Years
AM Best
B++ Good
Details
Sentinel Security Life
Personal Choice 5
Product
5.05
%
Rate
Term
5
Years
AM Best
B++ Good
Details
Sentinel Security Life
Personal Choice 3
Product
4.95
%
Rate
Term
3
Years
AM Best
B++ Good
Details
Oxford Life Insurance Company®
Multi-Select 10
Product
4.65
%
Rate
Term
10
Years
AM Best
A Excellent
Details
Oxford Life Insurance Company®
Multi-Select 6
Product
4.85
%
Rate
Term
6
Years
AM Best
A Excellent
Details
Oxford Life Insurance Company®
Multi-Select 5
Product
4.45
%
Rate
Term
5
Years
AM Best
A Excellent
Details
Oxford Life Insurance Company®
Multi-Select 3
Product
4.05
%
Rate
Term
3
Years
AM Best
A Excellent
Details
Ohio State Life Insurance Company
Nex10 MYGA
Product
5.00
%
Rate
Term
10
Years
AM Best
B+ Good
Details
Ohio State Life Insurance Company
Nex7 MYGA
Product
5.00
%
Rate
Term
7
Years
AM Best
B+ Good
Details
Ohio State Life Insurance Company
Nex5 MYGA
Product
5.25
%
Rate
Term
5
Years
AM Best
B+ Good
Details
Ohio State Life Insurance Company
Nex3 MYGA
Product
5.25
%
Rate
Term
3
Years
AM Best
B+ Good
Details
ELCO Mutual Life & Annuity
Guardian Eagle 10
Product
5.25
%
Rate
Term
10
Years
AM Best
B++ Good
Details
ELCO Mutual Life & Annuity
Guardian Eagle 7
Product
5.25
%
Rate
Term
7
Years
AM Best
B++ Good
Details
ELCO Mutual Life & Annuity
Guardian Eagle 5
Product
5.25
%
Rate
Term
5
Years
AM Best
B++ Good
Details
ELCO Mutual Life & Annuity
Guardian Eagle 3
Product
5.00
%
Rate
Term
3
Years
AM Best
B++ Good
Details
Liberty Bankers Life
Bankers Elite 9
Product
4.80
%
Rate
Term
9
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers Elite 7
Product
4.80
%
Rate
Term
7
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 7 Premier
Product
4.75
%
Rate
Term
7
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 7
Product
4.45
%
Rate
Term
7
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 5 Premier Plus
Product
4.75
%
Rate
Term
5
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 5 Premier
Product
4.75
%
Rate
Term
5
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers Elite 5
Product
4.80
%
Rate
Term
5
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 5
Product
4.45
%
Rate
Term
5
Years
AM Best
A- Excellent
Details
Liberty Bankers Life
Bankers 3
Product
4.25
%
Rate
Term
3
Years
AM Best
A- Excellent
Details
ELCO Mutual Life & Annuity
Guardian Eagle 2
Product
4.50
%
Rate
Term
2
Years
AM Best
B++ Good
Details
Atlantic Coast Life Insurance Company
Safe Haven 10
Product
4.75
%
Rate
Term
10
Years
AM Best
B++ Good
Details
Atlantic Coast Life Insurance Company
Safe Haven 7
Product
4.89
%
Rate
Term
7
Years
AM Best
B++ Good
Details
Atlantic Coast Life Insurance Company
Safe Haven 6
Product
4.89
%
Rate
Term
6
Years
AM Best
B++ Good
Details
Liberty Bankers Life
Bankers Elite 3
Product
4.50
%
Rate
Term
3
Years
AM Best
A- Excellent
Details
Atlantic Coast Life Insurance Company
Safe Haven 5
Product
5.05
%
Rate
Term
5
Years
AM Best
B++ Good
Details
Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)