Heartland National Life Insurance Company
Heartland National Life Insurance Company

Secure Rate 10

5.55
%
10
Year Term
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Carrier Information

Company Name
Heartland National Life Insurance Company
Product Name
Secure Rate 10
AM Best Rating
B++ Good
Carrier Websites
Carrier Phone
Product Description

The Heartland MYGA offers:


- Incredible Interest Rates!

- Tax Deferred Growth With Compounding Interest

- High Commissions

- Options To Withdraw Interest Annually (Penalty Free!)

- Min Premium $5,000.00 Max Premium: $1,000,000.00

- Enhanced Benefit Rider

- 5% Free Withdrawal Rider

Product Overview

Product Type
MYGA
Term
10
Years
Brochure
Not Available In
CA, CT, DC, ID, LA, MA, ME, MI, MN, NC, NH, NJ, NY, RI, VA, VT, WA, WI
Surrender Schedule
9%, 8%, 7%, 6%, 5%, 4%, 3%, 2.5%, 1.5%, .9%

Product Details

Year 1 Rate
5.55
%
Year 2+ Rate
5.55
%
Rate Effective Date
November 22, 2024
Minimum Investment
5000
Maximum Investment
1000000
Maximum Age
90
RMD
Yes
Market Value Adjustment
Yes
Withdrawal Allowance
5% Free Withdrawal Rider: During any Multi Year Interest Rate Guarantee Period, this rider waives any Surrender Charges and Market Value Adjustments on the first withdrawal in a contract up to an amount that does not exceed the greater of: 1. 5% of the Accumulation Value as of the last Contract Anniversary; or 2. The Required Minimum Distribution *If the 5% Fee Withdrawal Rider is elected, the Accumulated Interest Withdrawal provision will cease to exist and not apply to the Contract. The 5% Free Withdrawal Rider will replace the Free Partial Surrender provision in full in this Contract.
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Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)