Heartland National Life Insurance Company
Heartland National Life Insurance Company

Secure Rate 3

4.90
%
3
Year Term
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Carrier Information

Company Name
Heartland National Life Insurance Company
Product Name
Secure Rate 3
AM Best Rating
B++ Good
Carrier Websites
Carrier Phone
Product Description

The Heartland MYGA offers:


- Incredible Interest Rates!

- Tax Deferred Growth With Compounding Interest

- High Commissions

- Options To Withdraw Interest Annually (Penalty Free!)

- Min Premium $5,000.00 Max Premium: $1,000,000.00

- Enhanced Benefit Rider

- 5% Free Withdrawal Rider

Product Overview

Product Type
MYGA
Term
3
Years
Brochure
Not Available In
CA, CT, DC, ID, LA, MA, ME, MI, MN, NC, NH, NJ, NY, RI, VA, VT, WA, WI
Surrender Schedule
9%, 8%, 7%

Product Details

Year 1 Rate
4.90
%
Year 2+ Rate
4.90
%
Rate Effective Date
November 22, 2024
Minimum Investment
5000
Maximum Investment
1000000
Maximum Age
90
RMD
Yes
Market Value Adjustment
Yes
Withdrawal Allowance
5% Free Withdrawal Rider: During any Multi Year Interest Rate Guarantee Period, this rider waives any Surrender Charges and Market Value Adjustments on the first withdrawal in a contract up to an amount that does not exceed the greater of: 1. 5% of the Accumulation Value as of the last Contract Anniversary; or 2. The Required Minimum Distribution *If the 5% Fee Withdrawal Rider is elected, the Accumulated Interest Withdrawal provision will cease to exist and not apply to the Contract. The 5% Free Withdrawal Rider will replace the Free Partial Surrender provision in full in this Contract.
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Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)