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EquiTrust Life Insurance Company
EquiTrust Life Insurance Company

Certainty Select 5

5.20
%
5
Year Term
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Carrier Information

Company Name
EquiTrust Life Insurance Company
Product Name
Certainty Select 5
AM Best Rating
B++ Good
Carrier Websites
Carrier PortalCarrier Website
Carrier Phone
866-598-3692
Product Description

A Single Premium Deferred Annuity featuring multi-year rate guarantees. Current guarantee periods are 3, 5, 6, 8 and 10 years. Renewal for the original guarantee period is automatic if no action is taken during the 30days prior to the guarantee period expiration date.

Product Overview

Product Type
MYGA
Term
5
Years
Brochure
Download
Not Available In
Surrender Schedule
10%, 10%, 9%. 9%, 8%

Product Details

Year 1 Rate
5.20
%
Year 2+ Rate
5.20
%
Rate Effective Date
August 28, 2024
Minimum Investment
10000
Maximum Investment
1000000
Maximum Age
90
RMD
Yes
Market Value Adjustment
Yes
Withdrawal Allowance
Cumulative interest earned may be withdrawn at any time without Surrender Charge or MVA, either systematically or as a single withdrawal. Single withdrawals can be requested at any time, but must be at least $250 per request. Systematic withdrawals are available monthly, quarterly, semiannually or annually, and must be taken EFT.
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Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)
This website is for agent use only. Not for public use or distribution.
New Horizons Insurance Marketing
122 W. Prairie Ave. Suite 200
Decatur, IL 62523
Phone: 888-780-7676
Fax: 217-233-0280

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