Annuity Rates – EquiTrust Life Insurance Company Certainty Select 8

Carrier Information

Company Name

EquiTrust Life Insurance Company

Product Name

Certainty Select 8

AM Best Rating

B++ Good

Carrier Websites

Carrier Portal Carrier Website

Carrier Phone

866-598-3692

Product Description

A Single Premium Deferred Annuity featuring multi-year rate guarantees. Current guarantee periods are 3, 5, 6, 8 and 10 years. Renewal for the original guarantee period is automatic if no action is taken during the 30days prior to the guarantee period expiration date.

Product Overview

Product Type

MYGA

Term

Years

Brochure

Download

Not Available In

Surrender Schedule

10%, 10%, 9%. 9%, 8%, 8%, 7%, 7%

Product Details

Year 1 Rate

5.40

Year 2+ Rate

5.40

Rate Effective Date

October 21, 2025

Minimum Investment

10000

Maximum Investment

1000000

Maximum Age

RMD

Yes

Market Value Adjustment

Yes

Withdrawal Allowance

Cumulative interest earned may be withdrawn at any time without Surrender Charge or MVA, either systematically or as a single withdrawal. Single withdrawals can be requested at any time, but must be at least $250 per request. Systematic withdrawals are available monthly, quarterly, semiannually or annually, and must be taken EFT.

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Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)

Certainty Select 8

Carrier Information

Product Overview

Product Details

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