Guarantee Trust Life Insurance Company (GTL)

Guarantee Trust Life Insurance Company (GTL)

Founded in 1936, GTL provides a portfolio of competitive, value-driven health, accident, life and special risk insurance programs to individuals, families and groups across the country.

Since their inception, GTL has benefited from the direction of one family whose leadership and management continue to provide them with a clear vision of who they are and where they're going.

  • 3rd generation family-run insurance company
  • Over 80 years of providing innovative insurance solutions
  • Paid out over $100 million in hospital indemnity & cancer claims since January 2017
  • Calls answered by friendly customer service staff in Glenview, Illinois

Get a quick overview of all GTL producers with this short, two-page flyer.

Medicare Supplement Products

GTL offers Plans A, F, G and N with fast, simplified underwriting and a convenient e-app.

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Medicare Advantage Products

Life Insurance Products

Final Expense Products

Annuity Products

Cancer Insurance Products

GTL has two cancer insurance products: Precision Care™ Cancer Insurance and Cancer, Heart Attack and Stroke.

Precision Care™ Cancer Insurance is designed to help policyholders faced with a cancer diagnosis afford and have access to groundbreaking treatment advancements which may not be covered by other insurance. Precision Care™ gives Policyholders access to TGen’s world class Cancer Physicians and to TGen’s cutting-edge genomic sequencing services while providing cash to pay for these services and the high costs of today’s specialized cancer treatments.

Cancer, Heart Attack and Stroke is a lump-sum benefit amount is paid directly to the policyholder regardless of any other health care coverage they may have upon the diagnosis of cancer or if they suffer a heart attack or stroke. Benefit amounts are flexible and can range up to $75,000 for cancer and $75,000 for heart attack and stroke, depending on the policyholder's specific needs.

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Long-Term Care Insurance Products

Short-Term Care Insurance Products

GTL's Short-Term Home Health Care Insurance can help your clients cover deductibles and co-payments for home health care services. It also includes a Short-Term Home Health Care Aide Benefit, a Prescription Drug Benefit, policyholder access to Ask Mayo Clinic online, and a great set of riders for them to choose from.

This particular plan is more affordable than most other plan of care policies, and it pays benefits directly to your client, regardless of any other insurance they have.

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Hospital Indemnity Insurance Products

GTL's Advantage Plus Hospital Indemnity Insurance is the industry-leading hospital indemnity plan with a history of no rate increases and no reduction in policy benefits since its launch in 2005.

Rates stay the same as your client ages, and it's guaranteed renewable for life.

The base plan includes:

  • Hospital Confinement
  • Emergency Room Benefits
  • Mental Health Benefits
  • 12+ Hour Observation Stay Covered

Available riders include cancer lump sum, critical accident, skilled nursing facility, dental and vision, and outpatient surgical.

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Dental, Vision, & Hearing Insurance Products

Accident Insurance

Prescription Drug Plan Insurance Products