KSKJ Life

KSKJ Life

Get Appointed

Why KSKJ Life Insurance?

KSKJ Life puts members and communities first, and they've been doing that for over 120 years.

KSKJ offers quality, reliable life insurance solutions, and because they're a not-for-profit organization, they're able to focus their profits on giving back to members and their communities.

Here is the agent portal.

KSKJ Insurance Products

KSKJ offers the following life insurance types:

  • Whole Life Insurance (10-pay, 20-pay, single premium, high cash value, and regular whole life)
  • Term Life
  • Term to 30

KSKJ also offers a Final Expense product that you can check out here.

KSKJ Whole Life 10-Pay

This is a whole life policy, which covers the policyholder for his/her entire life. The policy face amount and premium are guaranteed and fixed. This policy is paid in full in 10 years.

  • $150 minimum annual premium
  • 10-year payment period
  • Premiums never increase
  • Excellent dividend paying history
  • Lifelong protection
  • Guaranteed cash value and death benefit
  • Available ages 0-85

KSKJ Whole Life 20-Pay

This is a whole life policy, which covers the policyholder for his/her entire life. This policy is paid in full in 20 years.

  • $150 minimum annual premium
  • 20-year payment period
  • Premiums never increase
  • Excellent dividend paying history
  • Lifelong protection
  • Guaranteed cash value and death benefit
  • Available ages 0-80

KSKJ Whole Life Single Premium

This is a whole life policy, which covers the policyholder for his/her entire life. Instead of having monthly payments, this policy guarantees coverage after a one-time payment.

  • $10,000 minimum face amount
  • No monthly payments
  • Lifelong protection
  • Guaranteed cash value and death benefit
  • Available ages 20-90

KSKJ Whole Life

This whole life policy covers the policyholder for his/her entire life.

  • $150 minimum annual premium
  • Premiums never increase
  • Excellent dividend paying history
  • Lifelong protection
  • Guaranteed cash value and death benefit
  • Available ages 0-85

KSKJ Whole Life High Cash Value (Single Premium)

This whole life policy covers the policyholder for his/her entire life. This is a single premium policy with no monthly payments.

  • $10,000 minimum premium amount
  • No monthly payments
  • Lifelong protection
  • Guaranteed cash value and death benefit
  • Available ages 40-90

KSKJ Term Life

KSKJ's flexible term life policies cover the policyholder for 10, 20, or 30 years. The face amount and premiums are flexible, allowing you to customize the policy.

  • Monthly premiums to fit your budget
  • 10, 20, or 30 year terms
  • Premiums never increase
  • Tax-free benefits
  • May also be used as a rider for other KSKJ Life policies

KSKJ Term to 30

This term life policy covers the policyholder until age 30.

  • $25,000 coverage amount or $10,000 coverage amount
  • Affordable, low premium
  • Issue ages 0-18
  • Conversion options that double the coverage amount after age 21

KSKJ Life State Availability

KSKJ Life proudly serves the following states:

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Washington, D.C.
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Michigan
  • Minnesota
  • Mississippi
  • Ohio
  • Pennsylvania
  • Tennessee
  • Wisconsin

New to Senior Market Life Insurance Sales?

Life insurance sales don't have to be overwhelming! In fact, we do everything we can to make it easy here at New Horizons.

Check out the Quick Training Guide available as part of the Life Insurance Marketing Kit:

In addition, a great place to start is our Ultimate Guide to Selling Life Insurance in the Senior Market.

Sign In
This product may be available in other states not listed. Please contact us to inquire.