Mutual of Omaha offers the following life insurance types:
Term Life Insurance
Universal Life Insurance
Mutual of Omaha also offers a Final Expense product that you can check out here.
Mutual of Omaha Term Life Insurance
Customized terms: 10, 15, 20 and 30-year terms available
Policy issue ages: 18 – 80
Benefit amounts: $100,000 plus
You have the option to convert your coverage to a permanent plan
Mutual of Omaha Universal Life Insurance Products
Life Protection Advantage
Offers permanent life insurance coverage with a death benefit that can be guaranteed through age 85—and, perhaps longer—as long as you pay the no-lapse premium or greater
Has the potential for greater cash value accumulation than traditional fixed-interest universal life insurance
Provides flexibility for the future through accessible cash value as well as included accelerated death benefit and guaranteed refund option riders
Income Advantage
Offers permanent life insurance coverage
Offers the opportunity to build cash value based on selected interest-crediting options tied to the performance of a market index. Your money is never actually invested in the market
Provides downside protection by guaranteeing that you will receive no less than 0 percent even if the percentage change in the market index is negative
Emphasizes cash growth potential more than Guaranteed Universal Life, AccumUL, and Life Protection Advantage which may result in even greater future income potential
Guaranteed Universal Life
Guarantees a death benefit for a period you choose, up to your lifetime (when scheduled premiums are paid)
Focuses more on guaranteeing a death benefit and less on accumulating cash value
Provides flexibility for the future through accelerated death benefit and guaranteed refund option riders
AccumUL
Accumulates cash value using a declared interest rate, guaranteed to earn at least 2 percent annually
Emphasizes cash value growth potential more than Guaranteed Universal Life
Focuses on greater cash accumulation which leads to more future income potential
Mutual of Omaha State Availability
Mutual of Omaha offers life insurance in all states. View the state availability sheet here (must be logged into producer portal).
New to Senior Market Life Insurance Sales?
Life insurance sales don't have to be overwhelming! In fact, we do everything we can to make it easy here at New Horizons.
Check out the Quick Training Guide available as part of the Life Insurance Marketing Kit:
