Living Promise Whole Life Insurance offers simplified underwriting and level and graded benefit plans for seniors to help cover final and other expenses.
Mutual of Omaha is A+ Rated by A.M. Best.
Level Benefit Plan:
Graded Benefit Plan:
Mutual of Omaha has an extensive state availability sheet – view it here (must be logged into producer portal). The Level Benefit is available in all states except New York.
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Check out some of the following resources to learn more about how to sell final expense products.
[ARTICLE] Final Expense Insurance: Level, Graded, Modified, and GI (2nd Edition)
Watch a roleplay example of how a Life Insurance Review is done (with a focus on final expense in this example):
[WEBINAR!] How to Sell Final Expense Insurance: