Gerber Life

Gerber Life

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Why Gerber Life Insurance?

Since 1967, Gerber Life has been providing life insurance to families, helping them achieve financial security and insurance protection. Gerber offers wonderful life insurance options for all ranges, and even life insurance products tailored for the senior market.

Gerber Life Insurance has an A rating from AM Best.

Here's a link to the Gerber agent portal.

Gerber Life Insurance Products

Gerber offers the following life insurance types:

  • Whole Life Insurance
  • Simplified Senior Life Insurance

Gerber also offers a Final Expense product that you can check out here.

Gerber Whole Life Insurance

Gerber Life Whole Life Insurance offers up to $1,000,000 in permanent life insurance coverage to buyers from 18 to 70 years old. It's designed for individuals who want to ensure their family is protected should the unexpected happen.

  • Coverage from $50K to $1 Million
  • Available for adults aged 18-70
  • Optional Waiver of Premium Rider
  • An Accelerated Death Benefit (ADB) Rider is offered at no additional cost
  • A Disability Waiver of Premium Rider is available for an additional cost
  • Underwriting and medical exam requirements depend on age and coverage amounts
  • Decisions are generally made within a minute from the time a digital or telephone application is submitted for applicants under age 51 seeking coverage up to $300,000 (no medical exam-simplified issue)
  • When a medical exam is required (full underwriting), decisions are made in a timely manner
  • Premiums, death benefits and cash value accumulation are guaranteed

Gerber Simplified Senior Life Insurance

Simplified Senior Life is a whole life insurance policy that offers up to $100,000 in life insurance coverage for seniors buying their first life insurance policy or adding to an existing policy that may not be enough. It's designed to give buyers in their senior years a way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt.

  • Coverage from $25K to $100K
  • Available for adults aged 50-80
  • Guaranteed level premiums
  • An Accelerated Death Benefit (ADB) Rider is offered at no additional cost
  • No required medical exams for applicants age 70 and under
  • Decisions are made quickly and generally within a minute from the time a digital or telephone application is submitted

Gerber Life State Availability

Gerber offers life insurance products in all states.

New to Senior Market Life Insurance Sales?

Life insurance sales don't have to be overwhelming! In fact, we do everything we can to make it easy here at New Horizons.

Check out the Quick Training Guide available as part of the Life Insurance Marketing Kit:

In addition, a great place to start is our Ultimate Guide to Selling Life Insurance in the Senior Market.

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This product may be available in other states not listed. Please contact us to inquire.