Oxford Life

Oxford Life

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Why Oxford Life Insurance?

Oxford Life Insurance Company was founded in the Grand Canyon state of Arizona in 1965 and remains committed to supporting the senior market through Life Insurance, Annuity, and Medicare Supplement products that meet their financial needs.

Oxford Life has an A- Rating by AM Best.

Oxford Life Insurance Products

Oxford Life offers a Single Premium Life Insurance product called Prosperity Select. Oxford also offers two Final Expense products that you can check out here.

Oxford Single Premium Life Insurance (Prosperity Select)

Oxford Life provides a lifetime of financial protection with only one premium payment. Your clients will never have to make future payments for this coverage, and should something happen to them, this policy will pass the death benefit to their heirs tax-free.

  • Issue ages 55-80
  • Minimum premium $30,000 up to $500,000
  • One premium
  • Coverage never decreases
  • Death benefits paid directly to beneficiary federal income-tax free
  • No medical exams, only a medical questionnaire
  • Immediate approval decision made during the point-of-sale interview
  • Rate is based on current age at the time the policy is issued
  • Liquidity features in case of a financial emergency
  • Policy's cash value will grow over time
  • Return of Premium Rider

Accelerated benefits offered:

  • Chronic Illness Benefit
  • Terminal Illness Benefit
  • Nursing Home Benefit

Try out the Prosperity Select Calculator

Oxford Life State Availability

Oxford Life has a comprehensive state availability chart for all of their products – check it out here.

New to Senior Market Life Insurance Sales?

Life insurance sales don't have to be overwhelming! In fact, we do everything we can to make it easy here at New Horizons.

Check out the Quick Training Guide available as part of the Life Insurance Marketing Kit:

In addition, a great place to start is our Ultimate Guide to Selling Life Insurance in the Senior Market.