Oxford Life

Why Oxford Life Final Expense?

Oxford Life Insurance Company was founded in the Grand Canyon state of Arizona in 1965 and remains committed to supporting the senior market through Life Insurance, Annuity, and Medicare Supplement products that meet their financial needs.

Oxford Life has an A- Rating by AM Best.

Oxford Life Final Expense Product Information

Oxford Life offers two final expense policies:

• Assurance
• Assurance One

Assurance Final Expense From Oxford

• Issue ages 50-85
• Available coverage from $5,000 to $30,000
• Coverage never decreases
• Death benefits paid federal income-tax free
• No medical exams, only a medical questionnaire
• Immediate approval decision made during the point-of-sale interview
• The rate is based on current age at the time the policy is issued
• Liquidity features in case you have a financial emergency
• Policy cash value will grow over time

Accelerated benefits offered:

• Terminal Illness Rider
• Common Carrier Rider

Try out the Assurance Calculator!

Assurance One Final Expense From Oxford

• Only ONE premium needs to be paid
• Issue ages 55-85
• Available coverage from $5,000 to $30,000
• Maximum death benefit is based on issue age, gender, and tobacco class
• Coverage never decreases
• Death benefits paid federal income-tax free
• No medical exams, only a medical questionnaire
• Immediate approval decision made during the point-of-sale interview
• Policy cash value will grow over time
• Both single and joint payout options are available

Accelerated benefits offered:

• Terminal Illness Rider
• Nursing Home Rider
• Chronic Illness Rider

Try out the Assurance One Calculator!

Oxford Life State Availability

Oxford Life has a comprehensive state availability chart for all of their products – check it out here.

New to Final Expense Sales?

You've come to the right place!

Check out some of the following resources to learn more about how to sell final expense products.

[ARTICLE] Final Expense Insurance: Level, Graded, Modified, and GI (2nd Edition)

Watch a roleplay example of how a Life Insurance Review is done (with a focus on final expense in this example):

[WEBINAR!] How to Sell Final Expense Insurance:

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