United National Life

United National Life

Get Appointed As a Sales Agent to Offer United National Life Insurance Products to Your Clients

Founded in 1961, United National Life Insurance Company of America is a small, privately-held insurance company focused on providing valuable supplemental health product solutions. Currently licensed throughout the country with plans for further expansion, UNL is poised to continue their upward trend to fill a niche in the marketplace as a friendly, honest and profitable insurance company.

UNL’s current financial condition is the strongest ever enjoyed in their 50+ year history. They have received a secure Financial Strength Rating of B++ from A.M. Best.

With concentration on key products and select distribution, they stay nimble and flexible in the ever changing healthcare industry.

Medicare Supplement Products

Medicare Advantage Products

Life Insurance Products

Final Expense Products

Annuity Products

Cancer Insurance Products

  • Waiting period: 30 days
  • Plan type: Schedule of benefits
  • Issue ages: 18-79
  • Guaranteed renewable
  • Covers internal cancers and malignant melanoma
  • Does not cover other skin cancers
  • Eligibility requirement: No cancer in the past 10 years

Available Riders:

  • Heart Attack or Stroke
  • Express Pay - Lump Sum
  • Return of Premium

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Long-Term Care Insurance Products

Short-Term Care Insurance Products

United National Life’s Recuperation Plus benefits include:

  • No hospital stay required for benefits.
  • Benefits are paid at all levels of care… Skilled, Intermediate and Custodial.
  • Benefits can be paid up to $300 per day for up to 360 days (depending on the level you choose).

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Hospital Indemnity Insurance Products

Dental, Vision, & Hearing Insurance Products

UNL offers a unique plan that pays 80% of actual charges for covered expenses.

  • $100 deductible
  • No networks
  • Benefits paid directly to policyholder
  • $350 wellness benefit, which, if you use it, can offset some or all of the annual premium

UNL Dental and Vision Insurance is available in most states.

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Accident Insurance

Prescription Drug Plan Insurance Products