United National Life

United National Life

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Why UNL Short-Term Care (STC)?

Get the peace of mind you deserve if you need to recover from an injury or illness in a nursing home with United National Life’s Recuperation Plus.

  • No hospital stay required for benefits.
  • Benefits are paid at all levels of care… Skilled, Intermediate and Custodial.
  • Benefits can be paid up to $300 per day for up to 360 days (depending on the level you choose).

UNL Recuperation Plus

  • $50-$300 maximum daily benefit
  • 100, 180, or 360 days of coverage
  • 0 or 20-day elimination periods
  • Home Healthcare Rider
  • Simple Inflation Rider (5% increase per year)
  • Dental Vision Rider (annual max of $400, $800, or $1,200)
  • Benefits paid directly to policyholder or to the provider of services
  • Guaranteed renewable
  • Stable premiums
  • 30-day free look
  • Payment grace period - 31 days after each premium is due to keep policy in force

UNL Recuperation Plus State Availability

The UNL Short-Term Care product is available in the following states:

  • AR
  • AZ
  • IA
  • ID
  • IL
  • KY
  • MI
  • MO
  • NC
  • ND
  • NE
  • NM
  • NV
  • OK
  • SD
  • TN
  • TX
  • UT
  • WV

New to Short-Term Care/Recovery Care Sales?

We are so passionate about Short-Term Care that we created a complete Short-Term Care Training & Marketing Kit. This kit includes a training video playlist, a 22-page e-book guide, and marketing materials.

You can also check out some of the content we've developed about selling Short-Term Care:

Plus, watch the STC training video playlist.

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This product may be available in other states not listed. Please contact us to inquire.