Get Appointed With Cigna


Cigna is a global health services company that provides insurance in a variety of different areas. In the senior market, Cigna offers Medicare products as well as health, life, and accident insurance.

Cigna also has run-off operations, including a reinsurance segment and a health maintenance organization (HMO) called Cigna Medical Group.

ARLIC and CHILC are sister companies under the umbrella of Cigna. ARLIC stands for American Retirement Life Insurance Company, and CHILC stands for Cigna Health and Life Insurance Company. The company that’s available in your state will determine who you write business with.

Product lines we offer:


ARLIC Medicare Supplement Insurance


  • Wide choice of plans available
  • Clean cases issue in as little as 3-5 days
  • Automated claims processing means fast payments on behalf of your clients
  • Straight-forward underwriting


CHILC Medicare Supplement Insurance


  • No application fees
  • 15-month advance
  • No interest on advances
  • 7% household discount
  • Cigna Healthy Rewards®
  • Speed to issue
  • High Deductible F Plan
  • 24-hr health information line


Cigna's Final Expense Insurance

  • Can sell via phone – no wet signature needed
  • Death benefits from $2,000-$25,000
  • Issue ages 50-85
  • Level or Modified benefit coverage
  • Simplified issue underwriting with “yes/no” application
  • Policies issued in 3-5 days
  • Spouses can be on the same app
  • 5% spousal premium discount
  • No annual policy fee
  • No height/weight chart
  • Premiums will never increase


Company Rating

AM Best Rating

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