Heartland National Life will increase 5-Year MYGA rate up to 5.90%

Heartland National Life will increase our 5-Year MYGA rate up to 5.90%.

Rates as of 02.09.2026:

• 3-Year MYGA: Our current rate of 5.25% will Increase to 5.50%

• 5-Year MYGA: Our current rate of 5.75% will Increase to 5.90%

• 7 -Year MYGA: Our current rate of 5.75% will Increase to 5.95%

• 10-Year MYGA: Our current rate of 5.75% will Increase to 6.00%

Heartland National will honor these rates for all Multi Year Guaranteed Annuities funded on or after February 9th, until future rate adjustments occur.

Annual Free Withdrawals: During a Multi-Year Interest Guarantee Period, the Accumulated Interest earned in any year may be withdrawn without any Surrender Charges or Market Value Adjustment being applied in that year. * Available upon the end of the 30-day right to examine.

Death Benefit: The death benefit will equal the Accumulation Value on the date of death. The death benefit will not be reduced by any negative Market Value Adjustment nor increased by any positive Market Value.

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