About This Medicare Supplement Offering
Physicians Mutual offers Medicare Supplement options for clients who want help managing costs that Original Medicare does not fully pay. Alongside traditional plans, its Innovative Plan G gives agents a distinct option to discuss with clients who are willing to take on a temporary deductible in exchange for lower premiums. Plans, features, and availability vary by state.
What sets Physicians Mutual Medicare Supplement apart
- Innovative Plan G: An exclusive discount rider lowers premiums during an initial deductible period of up to three calendar years. After that period, the deductible ends while the discounted premium structure continues. Agents should compare the potential premium savings with the client’s ability to handle costs during the deductible period.
- Traditional Medicare Supplement choices: Agents can compare the Innovative option with standard plans based on the client’s coverage preferences and budget. Confirm the plans offered in the client’s state before presenting options.
- Optional preventive benefits: An available rider adds benefits for certain preventive services Medicare does not cover, along with access to the Silver&Fit fitness program. Rider availability and terms should be checked for the specific plan and state.
Details your clients will appreciate
- The freedom to visit any Medicare-approved doctor or hospital in the U.S.
- No referral needed to see a specialist in most cases.
- A choice between familiar Medicare Supplement coverage and an Innovative Plan G structure that may reduce premiums over time.
