Why Medico Hospital Indemnity?

The Medico Hospital Indemnity Insurance plan is an excellent pairing for your Medicare Advantage clients.

  • Issue ages 18-85
  • Guarantee issue period: Applicants who are between ages 64 and 67. Based on date application is signed.
  • Underwriting: Simplified issue with limited health questions
  • Rates: Gender specific
  • Billing options: Monthly, quarterly, semi-annually, and annually
  • Client receives payment even if they have other insurance
  • Client is paid directly – they can use that payment however they want
  • No deductible
  • No network of hospitals

Brochures & Other Documents

For more documents, please visit the Medico agent portal.

State Availability

The Medico Hospital Indemnity plan is available in all states except DE, ID, MD, ME, ND, NM, RI, and SD. There is a 7% discount available in all states where this product is available. For complete details regarding household and couples' discount eligibility, refer to the application and outline of coverage.

New to Hospital Indemnity Plan (HIP) Sales?

Clients with Medicare Advantage are excellent candidates for a HIP plan. Learn more about how to make the sale here: How to Make a Sale to a Medicare Advantage Client: Hospital Indemnity Plans

Plus, learn how to use our quote engine, which has a neat pairing feature for MA and HIP: