Liberty Bankers Life

A hospital stay can be traumatic — to your client’s health, finances, and family. Even if they have additional medical insurance, your clients will most likely have costs that aren’t covered. That’s when Hospital Indemnity Plus from Liberty Bankers Life Insurance Company can provide supplemental cash benefits to use as needed.

Product Highlights

• Wide Age Eligibility: Coverage is available for individuals aged 18-85, with guaranteed issue for ages 64 ½ to 68.
• Flexible Coverage Options: Choose from individual, couples, or family plans, with benefits that include hospital confinement, observation care, and intensive care unit stays.
• Additional Benefits: Includes extended care, mental health coverage, travel companion benefits, and even pet boarding expenses during hospital stays.
• Optional Riders: Enhance coverage with additional benefits like outpatient therapy, skilled nursing, outpatient surgery, and more.

State Availability

New to Hospital Indemnity Plan (HIP) Sales?

Clients with Medicare Advantage are excellent candidates for a HIP plan. Learn more about how to make the sale here: How to Make a Sale to a Medicare Advantage Client: Hospital Indemnity Plans

Plus, learn how to use our quote engine, which has a neat pairing feature for MA and HIP: