Health Coverage for Independent Agents

Access health coverage designed specifically for independent agents and their families, while maintaining the independence you value.

A Better Option for Independent Agents

For many independent agents, health insurance has always been difficult to navigate. Rising costs, limited options, and inconsistent coverage can make long-term planning harder than it should be.

The Integrity Health Plan was created specifically for independent agents and advisors. It gives you access to group-style coverage while allowing you to remain fully independent as a 1099 professional.

This is one more way being part of something larger can support both your business and your family.

What Makes This Different

Integrity Health Plan

Group-Style Access

Access health coverage typically associated with larger organizations while maintaining your independence as a self-employed agent.
Integrity Health Plan

Built for Agents

This plan was designed specifically around the needs of independent agents, advisors, and their families.
Integrity Health Plan

Available Year-Round

There are no open enrollment periods, allowing eligible agents to apply throughout the year.

What’s Included

The Integrity Health Plan includes practical coverage options and support designed to make healthcare simpler and more manageable.

Included Features

Individual and family coverage options
Nationwide provider network access
Preventive services covered at 100%
HSA-eligible plan options available
No coinsurance after deductible on eligible expenses
Concierge-style support for billing questions and provider navigation
Dedicated enrollment and claims support team
Integrity Health Plan

Who This Is Designed For

The Integrity Health Plan is available to eligible Integrity agents, advisors, and their families who operate as self-employed individuals with a Federal Employer Identification Number (FEIN).

If you do not currently have a FEIN, the process to obtain one is generally quick and straightforward through the IRS.

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How Enrollment Works

Enrollment is handled through IntegrityCONNECT and is designed to be straightforward.

1. Review Your Options

Compare available plan designs and estimated monthly costs.

2. Complete a Short Health Questionnaire

Applicants complete a brief health questionnaire to determine eligibility.

3. Choose Your Plan and Enroll

Select the coverage option that fits your situation and complete enrollment online.

Already part of IntegrityCONNECT? You can also access the Integrity Health Plan directly through IntegrityCONNECT or at Integrity.com/HealthPlan.

Questions Agents Commonly Ask

Is this traditional employer coverage?

No. The Integrity Health Plan is designed for independent agents and advisors who want access to group-style coverage while remaining self-employed.

Are family members eligible for coverage?

Yes. Individual and family coverage options are available.

Is there an open enrollment period?

No. Eligible agents can apply throughout the year.

Is there underwriting?

There is no traditional individual medical underwriting, but applicants complete a short health questionnaire during enrollment.

What provider network is available?

The plan uses a nationwide PPO network through PHCS Physician & Ancillary Network.

Can I talk with someone before enrolling?

Yes. A dedicated support team is available to help with enrollment questions and eligibility.

See If This Coverage Is a Fit

Health coverage is one of the biggest ongoing challenges many independent agents face. This gives you another option designed specifically around the way you work.