Legal & General America

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Legal & General Group formed Legal & General America as a holding company in 1981, and bought GELICO. The GELICO name changed to Banner in 1983. William Penn was purchased by Legal & General Group Plc as a wholly-owned subsidiary of Banner Life Insurance Company in 1989. While Banner and William Penn remain the companies that underwrite and issue their policies, they go to market under a single name, Legal & General America.

With an A+ (Superior) rating from A.M. Best, Legal & General is a financially strong and fiscally responsible company that is committed to its over 1 million clients.

Banner Life offers three life insurance options:

• OPTerm: a level-premium term with a guaranteed death benefit (this plan is written here at New Horizons more than any other plan offered by Banner Life).
• A-List Term: individual term life insurance for highly compensated employees. 
• Life Step-Up UL: a flexible premium universal life policy with a focus on providing death benefit guarantees.
  

Banner life is available in most states and quotes ban be run using a web quoting tool.

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