John Hancock understands that your top priority is meeting the financial goals of your clients, so they design products that work through every stage of life.
They are reinvigorating life insurance by partnering with Vitality to reward policy-holders for leading healthier lives, providing unique investment perspectives with their Manager of Managers model, and are finding new ways to put participants first on their way to retirement. Above all else, their goal is to put the customers first.
John Hancock has earned an A+ (Superior) rating from AM Best.
John Hancock is a tried-and-true go-to life insurance solution for many of our agents here at New Horizons.
A few highlights of John Hancock include:
Life Insurance products offered:
While John Hancock does not offer a traditional long-term care insurance policy, they do offer a hybrid life with long-term care rider that functions with the same purpose: to protect your clients against expensive long-term care costs.
When you apply for the LTC rider, you'll select an Accelerated Benefit Percentage – this is the portion of the death benefit you can use to pay for long-term care costs. That percentage can range from 1%-100%.
Next, they select a Monthly Acceleration Percentage, which determines the maximum monthly amount they can use for LTC services every month. That can be 1%, 2%, or 4% of the Accelerated Benefit Pool.
