John Hancock

John Hancock

Get Appointed As a Sales Agent to Offer John Hancock Insurance to Your Clients

John Hancock understands that your top priority is meeting the financial goals of your clients, so they design products that work through every stage of life. 

They are reinvigorating life insurance by partnering with Vitality to reward policy-holders for leading healthier lives, providing unique investment perspectives with their Manager of Managers model, and are finding new ways to put participants first on their way to retirement. Above all else, their goal is to put the customers first.

John Hancock has earned an A+ (Superior) rating from AM Best.

Medicare Supplement Products

Medicare Advantage Products

Life Insurance Products

John Hancock is a tried-and-true go-to life insurance solution for many of our agents here at New Horizons.

A few highlights of John Hancock include:

  • Diverse product solutions that can be tailored to meet clients' unique needs
  • Progressive, competitive, and flexible underwriting
  • John Hancock Vitality Program, an integrated life insurance and wellness program
  • An ongoing focus on leveraging technology to make selling and buying life insurance as easy as possible
  • An incredible Life w/ LTC rider

Life Insurance products offered:

  • Term
  • Universal Life
  • Indexed Universal Life
  • Variable Universal Life 
  • John Hancock Vitality Life  

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Final Expense Products

Annuity Products

Cancer Insurance Products

Long-Term Care Insurance Products

While John Hancock does not offer a traditional long-term care insurance policy, they do offer a hybrid life with long-term care rider that functions with the same purpose: to protect your clients against expensive long-term care costs.

When you apply for the LTC rider, you'll select an Accelerated Benefit Percentage – this is the portion of the death benefit you can use to pay for long-term care costs. That percentage can range from 1%-100%.

Next, they select a Monthly Acceleration Percentage, which determines the maximum monthly amount they can use for LTC services every month. That can be 1%, 2%, or 4% of the Accelerated Benefit Pool.

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Short-Term Care Insurance Products

Hospital Indemnity Insurance Products

Dental, Vision, & Hearing Insurance Products

Accident Insurance

Prescription Drug Plan Insurance Products