Guggenheim Life and Annuity Company offers 5 annuity options that are great solutions for senior-aged clients.
The ViStar Fixed Indexed Annuity focuses on simplifying investment options and offering your clients the opportunity to accumulate assets over a period of time while mitigating the risk of a declining market.
Their premium will be credited earned interest and will receive income from tax deferral, which results in a secure and dependable account balance. Plus, with the optional Lifetime Withdrawal Rider, the ViStar can provide a guaranteed income for life.
The Highlander is a single premium deferred fixed indexed annuity that allows your client to accumulate funds, benefit from tax deferral, maintain a simplified allocation, and can provide a living benefit of income that can last as long as you live.
The Highlander 7 Fixed Indexed Annuity can be a useful tool for people in a variety of stages in their lives.
Highlander 7 is a single premium, deferred, fixed indexed annuity that allows your client to accumulate funds, benefit from tax deferral, and maintain a simplified allocation. This fixed indexed annuity provides your client balance and peace of mind no matter what stage of life.
Preserve Multi-Year Guaranteed Annuity, a single premium deferred annuity, offers multiple guarantee periods to align with your client's specific needs and guarantees the interest rate for that entire guarantee period.
ProOption Multi-Year Guaranteed Annuity is a single premium deferred annuity that offers multiple guarantee periods to align with your client's specific needs.
The ProOption return of premium feature offers your client's original premium value, less the sum of early withdrawals, should your client decide to surrender their annuity at any time. Whether they are retired now, retiring soon, or retiring years from now, ProOption Multi-Year Guaranteed Annuity is particularly well-suited for growing retirement savings.
Guggenheim is available in most states.
Please download this state approval grid for more information.
Annuity sales are a huge opportunity for independent agents in the senior market. If you want to learn how to sell annuities to seniors, you've come to the right place!
Check out our complete guide here: The Ultimate Guide to Selling Annuities In the Senior Market
Also, check out this video from annuity all-star, Michael Sams: