2026 Medicare Parts A & B Premiums and Deductibles

2026 Medicare Parts A & B Premiums and Deductibles
November 12, 2025

NOTE: Official 2026 numbers have not yet been released by CMS. This announcement will be updated with confirmed figures once they are officially announced.

The Centers for Medicare & Medicaid Services (CMS) has not yet released the official 2026 premiums and deductibles for Medicare Parts A and B.

Historically, CMS has announced these figures in early fall—November 8 in 2024, October 12 in 2023, and September 27 in 2022. The delay this year is likely due to the ongoing government shutdown, which has paused policy and rulemaking activities at CMS (Kiplinger).

Despite the announcement being delayed, the projections we're seeing suggest your clients should prepare for higher costs in 2026.

Current 2025 Rates (for reference):

  • Part B standard monthly premium: $185
  • Part B annual deductible: $257
  • Part A inpatient hospital deductible: $1,676

Based on the Medicare Trustees Report and inflation data, the 2026 Part B standard premium is projected to increase to approximately $206.50 per month.

Part B deductibles and Part A hospital deductibles are also expected to rise, though final figures remain pending official CMS announcement (Kiplinger).

Action items:

  • Prepare clients for potential cost increases in 2026
  • Use AEP conversations to discuss how premium changes might factor into their overall healthcare costs
  • Monitor for the official CMS announcement, expected once the government shutdown ends

We'll update this announcement immediately once CMS releases the confirmed 2026 figures.


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