Short waiting periods: immediate benefits for sickness; 90 days for preventative care
Fixed-benefit insurance: client chooses a plan with set dollar amounts, and Allstate pays their covered medical expenses. Any expenses beyond the set amounts are paid by the beneficiary.
Up to 31 days of hospitalization per plan year
Clients looking for a good addition to a Medicare Advantage plan should look at the Base plan, which helps cover out-of-pocket expenses that primary plans don't
Plan is available only through a membership with the LIFE Association; membership fees apply
