Since 1905 and 1957 respectively, American families have relied upon the faithful protection of two of America’s most trusted insurers. Liberty Bankers Life Insurance Company and The Capitol LifeInsurance Company.
The SIMPL Final Expense Plan is the affordable life insurance solution that helps provide peace of mind and security for your clients and their family.
SIMPL and MWLProduct Highlights:
The SIMPL Final Expense Plan offers three options to help meet your clients' financial needs Availability of these options are based on health status at the time of the application.
SIMPL Preferred and Standard both offer a level death benefit from the date of issue.
For individuals who cannot qualify for a SIMPL policy, the Modified Whole Life Policy (MWL) may be an alternative. Modified Whole Life is a final expense life insurance policy issued for those applicants with more complex medical issues. This policy offers a modified death benefit as follows:
*Additional terms and condition may apply. See rider form ICC16-LBL-LPL-ADBR or lCC16-CLIC-LBL-ABDR for complete details.
The Liberty Bankers Life Final Expense life plans are available in all states. Check the product approval matrix in the agent portal (or below in the Documents section) to find out if the MWL option is available for you, as this is not available in all states.
You've come to the right place!
Check out some of the following resources to learn more about how to sell final expense products.
Watch a roleplay example of how a Life Insurance Review is done (with a focus on final expense in this example):
[WEBINAR!] How to Sell Final Expense Insurance: