Corebridge Financial (AIG)

Corebridge Financial (AIG)

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Why AIG Final Expense?

AIG is an American multinational insurance corporation with more than 88 million customers in 130 countries.

New Horizons offers two incredible final expense products from AIG:

  1. Guaranteed Issue Whole Life (GIWL) Final Expense insurance: this Whole Life Insurance product is a great option for clients with major health issues.
  2. SimpliNow Legacy℠ Simplified Issue Whole Life (SIWL) Final Expense insurance: SimpliNow offers higher face amounts, an underwriting decision within minutes, and a special SimpliNow Quoter.

Keep reading for more product information, and be sure to download the product comparison sheet: SimpliNow Legacy vs. AIG's Guaranteed Issue Whole Life (GIWL).

AIG Guaranteed Issue Whole Life (GIWL) Product Information

AIG's GIWL product has no underwriting, the policy is affordable, and the entire app process is online. (We have confirmed that you can print the app and send it in if you prefer, but the e-app is slick and is much faster!)

A few more major pros:

  • Comp is extremely high – call us for the exact percentage
  • Comp is paid FAST
  • You get your own website where you can write the business
  • The product is approved same-day

Coverage ranges from $5,000 to $25,000 and if your client is between the ages of 50 and 85, acceptance is guaranteed.

  • Guaranteed Acceptance
  • No Medical Exam
  • Up to $25,000* in Coverage
  • Living Benefits are Included - at NO EXTRA COST (Subject to state approval)
  • Chronic Illness
  • Terminal Illness
  • Guaranteed Level Premiums
  • Developed for Ages 50-85

*The total amount of all AGL Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate.

Check out this article that walks you through the sales process of THIS EXACT product! >> The GI Product That Only Takes 15 Minutes to Write (Plus: Highest Comp Out There)

NEW! AIG SimpliNow Legacy℠ Simplified Issue Whole Life (SIWL) Insurance

AIG's fast, easy application process with underwriting decisions in minutes offers high placement rates and the ability to sell multiple policies in a single day.

With SimpliNow Legacy℠, you can help clients quickly qualify — with no medical exam required — for final expense coverage that can help cover unpaid medical bills, credit card balances, outstanding loans and more.

No follow-up meetings, no delays caused by missing information, and no back-and-forth with an underwriter.

SimpliNow Legacy℠ Key Selling Points:

  • Smooth application process: You should be able to help clients complete the application and be issued a policy within one short meeting.
  • Higher placement rates: Because underwriting decisions are made instantly, policy placement is higher with qualified applications.
  • Automatic underwriting: You’ll receive an underwriting decision on your client within minutes of submitting the electronic application.
  • Limited-pay design: Provides a maximum payment age when clients no longer have to pay premiums.

Helpful links and resources:

Plus, be sure to take advantage of all the client marketing materials, such as consumer flyers, brochures, infographics, and quoting tools.

State Availability

AIG is available in 49 states. (Sorry, New York – final expense products aren't available there.)

New to Final Expense Sales?

You've come to the right place!

Check out some of the following resources to learn more about how to sell final expense products.

[ARTICLE] Final Expense Insurance: Level, Graded, Modified, and GI (2nd Edition)

Watch a roleplay example of how a Life Insurance Review is done (with a focus on final expense in this example):

[WEBINAR!] How to Sell Final Expense Insurance: