Why Allianz Annuity?

The guarantees provided by an annuity are backed solely by the insurance company that issues the annuity. Since 1896, Allianz has had the strength and stability to fulfill their promises.

The annuities we offer from Allianz are:

  • Allianz 222 Annuity
  • Allianz 360 Annuity
  • Allianz Core Income 7 Annuity
  • Allianz Accumulation Advantage Annuity
  • Essential Income 7 Annuity
  • Allianz 365i Annuity
  • Retirement Foundation ADV Annuity

State Availability

Allianz is available in all states.

Allianz 222 Annuity

Like all fixed index annuities, Allianz 222 Annuity offers you principal protection from market downturns, potential interest based on allocation options chosen, tax deferral, and a death benefit for beneficiaries.

Plus, Allianz 222 Annuity goes even further by giving you:

  • two ways to get a bonus: Allianz 222 credits the Protected Income Value with a 22% premium bonus in the first 18 months of the contract. The Protected Income Value also receives an interest bonus equal to 50% of any interest earned from the chosen allocations.
  • two ways to receive income increase: You can get increases to your income withdrawals based on earned interest and the 50% interest bonus. Plus, you can double your income withdrawal if confined to an eligible hospital, nursing facility, or assisted-living facility, or be unable to perform at least two of the six activities of daily living (ADLs).
  • two ways to get a death benefit: Your beneficiaries can receive the full accumulation value in a lump sum, or they can receive the full Protected Income Value as annuity payments over at least five years.

Allianz 360 Annuity

Like all fixed index annuities, Allianz 360 Annuity and the 360 Benefit rider (included at an additional cost) offer you principal protection from market downturns, potential interest based on allocation options chosen, tax deferral, and a death benefit for beneficiaries.

Plus, Allianz 360 Annuity and the 360 Benefit rider go one step further by giving you:

  • an interest bonus equal to 25% of the interest that is credited to your contract until withdrawals begin,
  • increasing lifetime income withdrawal percentages beginning at age 40, and
  • a choice of lifetime income withdrawal options beginning at age 50.

The bonus is credited each year the selected allocations earn interest. During the first 10 contract years, we will apply a surrender charge if the contract is partially or fully surrendered. These charges may result in a loss of, indexed interest and fixed interest, interest bonus, and a partial loss of principal (premium).

Allianz 360 Annuity may be a good choice if you're looking for retirement accumulation opportunities, with the flexibility to start receiving lifetime retirement income when you're ready.

Core Income 7 Annuity

Like all fixed index annuities, Core Income 7 Annuity offers you principal protection from market downturns, potential interest based on allocation options chosen, tax-deferred, and a death benefit for beneficiaries.

Plus, with a simplified design that features one contract value, an easy-to-understand crediting method, and an automatically issued income rider (at an additional cost), Core Income 7 Annuity also provides:

  • index allocation options,
  • an option for potentially increasing lifetime withdrawal percentages, and
  • choices for receiving lifetime income withdrawals.

Allianz Accumulation Advantage Annuity

Like all fixed index annuities, Allianz Accumulation AdvantageSM Annuity offers you principal protection from market downturns, annuity income options, and a death benefit for beneficiaries.

Plus, Accumulation Advantage offers a straightforward design with features that offer the opportunity for fixed and indexed interest growth, including:

  • a variety of options to allocate your premiums toward, including 14 index allocation options and a fixed interest allocation
  • a choice of Allianz exclusive allocations designed in partnership with three highly recognized names in the financial industry – Bloomberg, PIMCO, and BlackRock®

Essential Income 7 Annuity

Like all fixed index annuities, Essential Income 7 Annuity offers you principal protection from market loss, potential indexed interest, and the potential for tax-deferred growth.

Plus, with a simple design that features one contract value, an easy-to-understand crediting method, and a built-in Income Benefit (at an additional cost), Essential Income 7 Annuity also provides:

  • two index allocation options,
  • an option for potentially increasing lifetime withdrawal percentages, and
  • choices for receiving lifetime income withdrawals.

Essential Income 7 Annuity may be a good choice if you want a foundation for lifetime retirement income.

Allianz 365i® Annuity

Like all fixed index annuities, Allianz 365i Annuity offers you principal protection from market downturns, potential indexed interest, and tax deferral.

Plus, Allianz 365i annuity offers a powerful combination of features and benefits, including:

  • a 3% premium bonus on any money you place in your annuity in the first 18 months of the contract,
  • access to your full accumulation value, including your bonus, after a 10-year surrender charge period, and
  • flexible income options, including income you can’t outlive.

Allianz 365i Annuity and the optional Income Maximizer Rider, available for an additional cost, may be a good choice if you want guaranteed interest accumulation and the opportunity for additional interest credited to your retirement income rider value.

Retirement Foundation ADV Annuity

Like all fixed index annuities, Retirement Foundation ADV Annuity offers you principal protection against market downturns, potential indexed interest, and the potential for tax-deferred growth.

But Retirement Foundation ADV offers even more: It has a simple design that features one contract value, an easy-to-understand crediting method, and an Income Benefit rider (automatically included at an additional cost). Plus it provides:

  • four external market indexes,
  • an option for potentially increasing lifetime withdrawal percentages, and
  • choices for receiving lifetime income withdrawals.

If you’re interested in building a foundation for lifetime income, Retirement Foundation ADV may be a good choice.

New to Annuity Sales?

Annuity sales are a huge opportunity for independent agents in the senior market. If you want to learn how to sell annuities to seniors, you've come to the right place!

Check out our complete guide here: The Ultimate Guide to Selling Annuities In the Senior Market

Also, check out this video from annuity all-star, Michael Sams:

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This product may be available in other states not listed. Please contact us to inquire.