We're excited to announce the addition of CL Life and Annuity Insurance Company to our annuity carrier portfolio!
This B++ rated (AM Best) carrier brings competitive rates and high commission opportunities to help grow your annuity business.
About CL Life
CL Life is an affiliate of Crestline Management with strong financial credentials:
- AM Best Rating: B++ (Good)
- KBRA Rating: A- (Strong)
- Risk-Based Capital Ratio: 437%
- Admitted Assets: $637.9 million
Current Product Lineup & Rates
CL Tarrant Trail - High Commission Opportunity
- First Year Rate: 7.00% with 5.25% bailout rate
- 6-year product with unique bailout protection
- If rates fall below bailout rate, clients can surrender penalty-free within 30 days
- $20,000 minimum premium
- Issue ages 0-90
CL Sundance Multi-Year Guarantee Annuities
- 2-Year: 5.25%
- 3-Year: 5.65%
- 5-Year: 5.50%
- Issue ages 0-90
- $10,000 qualified / $20,000 non-qualified minimum
Why Add CL Life to Your Portfolio
Benefits for the agent:
- Strong financial ratings provide client confidence
- High commission structures, especially on Tarrant Trail
- Competitive rates in today's MYGA market
- Electronic application processing
- Broad state availability
Benefits for the client:
- Principal protection with guaranteed growth
- Tax-deferred accumulation
- 10% penalty-free withdrawals after year 1
- Full account value death benefit
- May avoid probate
Ready to get contracted with CL Life?
Rates current as of September 25, 2025, and subject to change. Products may vary by state.
