Liberty Bankers Life Insurance Company (LBL) is owned by Liberty Life Group Trust, a Texas Holding company. Domiciled in Oklahoma, LBL was established in 1958. Their headquarters is located in Dallas, Texas. Together with its subsidiary, The Capitol Life Insurance company, they market their products to 47 states and the District of Columbia.
LBL offers a full line of life insurance and annuity products to help customers with their financial future, and Medicare Supplements to enhance their health care coverage.
LBL also announced a new Medicare Supplement in late 2019 with sister company, Capitol Life.
LBL offers immediate and deferred annuities with a range of features to support a variety of financial needs including Single Premium Deferred Annuity (SPDA), Flexible Premium Deferred Annuity (FPDA), and Flexible Premium Immediate Annuity (FPIM).
Cancer Plus: Pays a lump sum benefit up to $75,000 if you are diagnosed with cancer, 25% of the lump sum benefit for carcinoma in-situ, up to an additional 25% of the lump sum benefit for experimental treatment, and up to 1% of the lump sum benefit for skin cancer.*
Heart & Stroke Plus: Pays a lump sum benefit up to $75,000 for a heart attack or stroke, 25% of the lump sum benefit for coronary artery bypass surgery, aortic surgery, or heart valve replacement/repair surgery, and 10% of the lump sum benefit for coronary angioplasty or stent placement.*
Critical Care Plus: Includes the lump sum benefits outlined in Cancer Plus and Heart and Stroke Plus. Additionally, pays up to $75,000 for advanced multiple sclerosis, advanced Parkinson’s disease, ALS, benign brain tumor, coma, end stage renal failure, major organ transplant, or paralysis, and 25% of the lump sum benefit for total loss of hearing, speech, or vision.*
*After recovery from a heart attack, stroke, or cancer, a lump sum benefit starts to rebuild with the recurrence benefit.
Accident Plus: Pays a lump sum benefit up to $15,000 for fractures, up to $15,00 for dislocations, up to $15,000 for burns, up to $750 for lacerations, or up to $600 for eye injury, plus up to $150,000 for accidental death, and up to $60,000 for loss of limbs (Maximum benefit amounts per Covered Accident).
