Medico Insurance Company

Medico Insurance Company

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Why Medico Short-Term Care (STC)?

Unexpected illness or injury can quickly drain your clients’ savings and retirement funds. Does their current coverage include Home Health, Nursing Facility, Adult Day Care or Hospice Care? Medico can help cover costly recovery expenses due to knee or hip replacements, stroke, heart attack, and accidents. Recovery Care is a smart addition to long-term care insurance. It is a good choice for those who cannot afford long-term care.

Here at New Horizons, we like Medico for its comprehensive coverage. No matter where your client chooses to receive care, Medico's coverage will be there for them.

Medico Short Term Recovery Care

  • Issue Age 18-79 (age last birthday)
  • Elimination Period Choose 0, 15 or 30 days
  • Daily Benefit Amount Options $100 - $300 in $10 increments
  • Pays actual charge up to the selected daily benefit amount
  • Lifetime Maximum Benefit Period Options 120, 240 or 360 days
  • One-Time Restoration of Lifetime Maximum Benefit Period
  • Bed Reservation Benefit
  • Save 10% with a Household Discount
  • Qualify for benefits – 1 of the 7 ADLs

There are two riders available, including:

  • Inflation Protection (Daily Benefit increases by 5% per year for the life of the policy)
  • Survivorship Benefit

Medico Short Term Recovery Care State Availability

This Medico STC policy is available in all states except FL, KS, MD, MN, ND, RI, SD, TX, and WA.

New to Short-Term Care/Recovery Care Sales?

We are so passionate about Short-Term Care that we created a complete Short-Term Care Training & Marketing Kit. This kit includes a training video playlist, a 22-page e-book guide, and marketing materials.

You can also check out some of the content we've developed about selling Short-Term Care:

Plus, watch the STC training video playlist.

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This product may be available in other states not listed. Please contact us to inquire.