Pan-American Life Insurance Company

Pan-American Life Insurance Company

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Why Pan-American Life Medicare Supplement?

Since 1911, Pan-American Life has delivered reliable, flexible and quality products based on their deep knowledge and understanding of both the U.S. and Latin American markets.

Pan-American Life Insurance Company is currently licensed in 47 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.

  • A.M. Best Rating: A (Excellent).
  • Fitch Ratings: A (Strong).
  • Simple claims process – virtually no paperwork to file
  • E-app available

State Availability

The Pan-American Life Medicare Supplement is available in 29 states.

View the State availability chart when signed into the agent portal.


Signature Options

There are two options to collect signatures: Telephone Signature or E-Signature.

  • You were prompted to indicate which signature method your client will be using on page 1 of the application. Your client may sign by telephone signature while you, the agent are required to sign electronically.
  • When the application is 100% complete, a message will appear for you to continue to the next step of collecting signatures. Select ‘Continue’ in the message window or in the upper right hand corner.

Household Discount

The Pan-American Household Discount is 12%, except in FL, NJ, and OH where it is 7%. There are also a few states where there is no HHD available. Check out our Household Discount Cheat Sheet, which is currently available for Illinois, Indiana, Kentucky, Tennessee, and Arkansas.

Get the HHD Cheat Sheet

Rate Changes

View all rate changes by the month here.

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This product may be available in other states not listed. Please contact us to inquire.