Aetna / ACI / AHLIC / CLI

Three Plans Available

The graded and modified benefit plans have reduced death benefits (for non-accidental death) in the first two policy years and do not have a full death benefit until the third policy year

  • Benefit amount $3,000 - $35,000
  • Annual policy fee $40

Level benefit plan

  • Issue ages 45 – 89, age last birthday
  • Full death benefit

Graded benefit plan

  • Issue ages 45 – 80, age last birthday
  • Accidental death = full benefit immediately 
  • Non-accidental death Policy year 1 = 40% of benefit amount
    Policy year 2 = 75% of benefit amount
    Policy year 3 = full death benefit

Modified benefit plan

  • Issue ages 45 – 75, age last birthday
  • Accidental death = full benefit immediately
  • Non-accidental death Policy years 1 and 2 = 110% of earned premium
    Policy year 3 = full death benefit

Download Forms

ACI: Final Expense Packet for AL ACI: Final Expense Packet for AL (3153 KB)

ACI: Final Expense Packet for AR ACI: Final Expense Packet for AR (4586 KB)

ACI: Final Expense Packet for AZ ACI: Final Expense Packet for AZ (3186 KB)

ACI: Final Expense Packet for CO ACI: Final Expense Packet for CO (3232 KB)

ACI: Final Expense Packet for GA ACI: Final Expense Packet for GA (3157 KB)

ACI: Final Expense Packet for IL ACI: Final Expense Packet for IL (3280 KB)

ACI: Final Expense Packet for IN ACI: Final Expense Packet for IN (3111 KB)

ACI: Final Expense Packet for KS ACI: Final Expense Packet for KS (3345 KB)

ACI: Final Expense Packet for KY ACI: Final Expense Packet for KY (3186 KB)

ACI: Final Expense Packet for LA ACI: Final Expense Packet for LA (3342 KB)

ACI: Final Expense Packet for MI ACI: Final Expense Packet for MI (3110 KB)

ACI: Final Expense Packet for MO ACI: Final Expense Packet for MO (2905 KB)

ACI: Final Expense Packet for MS ACI: Final Expense Packet for MS (3184 KB)

ACI: Final Expense Packet for NC ACI: Final Expense Packet for NC (3427 KB)

ACI: Final Expense Packet for NV ACI: Final Expense Packet for NV (3199 KB)

ACI: Final Expense Packet for OH ACI: Final Expense Packet for OH (3146 KB)

ACI: Final Expense Packet for OK ACI: Final Expense Packet for OK (3366 KB)

ACI: Final Expense Packet for SC ACI: Final Expense Packet for SC (3179 KB)

ACI: Final Expense Packet for TN ACI: Final Expense Packet for TN (3111 KB)

ACI: Final Expense Packet for TX ACI: Final Expense Packet for TX (3153 KB)

ACI: Final Expense Packet for UT ACI: Final Expense Packet for UT (3165 KB)

ACI: Final Expense Packet for VA ACI: Final Expense Packet for VA (3197 KB)

ACI: Final Expense Packet for WI ACI: Final Expense Packet for WI (3183 KB)

ACI: Final Expense Packet for WV ACI: Final Expense Packet for WV (3192 KB)

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This product may be available in other states not listed. Please contact us to inquire.

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