When your client wants cash growth in a life policy

Med Supp Cross Selling

When you have a client who wants life insurance, but wants CASH available just in case, consider Foresters Your Legacy — a participating Whole Life policy that will provide an income tax free death benefit as well as a cash build in the event your client changes their mind and no longer desire a death benefit.

Your Legacy is a simplified issue (NO EXAM) policy.

Example Case

Here's a female, age 65, non-tobacco, with $25,000 (savings, CD, or even another life policy).

Guaranteed

End of Year Guar Cash Value Guar Death Benefit
Year 5 $24,477 $44,626
Year 10 $24,694 $44,626
Year 20 $34,016 $11,420

Non-Guaranteed

  Midpoint Current
End of Year Cash Value Death Benefit Total Cash Value Total Death Benefit
Year 5 $25,013 $45,601 $25,583 $46,641
Year 10 $28,896 $46,564 $30,288 $48,806
Year 20 $36,986 $48,522 $41,052 $53,856

Contact us for a quote and contracting!

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