Choose from the list of impairments to see what John Hancock's underwriters look for and likely underwriting risk classifications or rating.
The most common malignancy in men 20–34 years old.
Likely Underwriting Decision
Best Case: Stage I Seminoma – Standard following completion of successful treatment. Preferred may be available once Standard rates for 5 years for Stage I Seminoma
Typical Case: Stage II Seminoma – PP x 1 year then $10/1000 x 4 years
Worst Case: Cases with reoccurrences could be declined
Factors Affecting the Decision
- Date of diagnosis
- Type and stage of testicular cancer (seminoma, embryonal, yolk sac, etc.)
- Any recurrence
Fast Track the App
- Pathology reports
- Treatment and hospital report
- Evidence of regular follow-up