Cancer: Skin Borderline Malignancy

Pagets disease, Bowens disease (not genital), dysplastic nevus, Lentigo Maligna, Hutchinsons melanotic freckle.

Likely Underwriting Decision

Best Case: Standard immediately on removal; may qualify for Preferred

Worst Case: Postpone

Atypical Mole Syndrome or Dysplastic Nevus Syndrome: Standard to 150%

Factors Affecting the Decision

  • Date of diagnosis
  • Pathology (confirmation of basal cell carcinoma)
  • Type of treatment
  • Date treatment completed
  • Confirmation that tumor has been removed completely
  • Any recurrence or spread
  • Ongoing risk factors like multiple dysplastic nevi and a propensity to develop other skin cancers
  • Any serious complications from treatment

Fast Track the App

Requirements:
APS

Fast Track:

  • Pathology report including post-operative
  • Details of ongoing follow-up
  • Details of lifestyle modification (sun screen, stop smoking)