Aneurysm

Abnormal dilation of an artery.

Likely Underwriting Decision

Can consider on a rated basis 6-12 months post-op depending on the type of aneurysm

Abdominal:

  • Unoperated – small, stable x2 years: 150 to 200%. Better rating if stable for longer periods. Large (>5 cm): Decline
  • Operated – typical rating: 150%

Cerebral:

  • Unoperated – small, stable, no complications: 150%. Better rating if stable for longer periods. Large: Postpone
  • Operated – typical rating, if no complications, may be Standard after 2 years

Thoracic: Considered more severe and is often declined without successful surgery

Factors Affecting the Decision

  • Type or location of aneurysm
  • Date of diagnosis
  • Cause of aneurysm
  • Size and stability of aneurysm
  • Currently present
  • Treatment
  • Smoking history
  • Blood pressure control

Fast Track the App

Requirements:
APS

Fast Track:

  • All tests and details of ongoing surveillance
  • Details of any lifestyle modifications
  • Details of BP and lipid control
  • Smoking history
  • Any residuals (good level of activity)