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Medicare Supplement Deductible Changes for 2012

01-Feb-2012

2012 Deductible Changes

A new year means new deductibles. With the flip of a calendar page we are in a new year with new changes to Medicare. The 2012 deductibles and changes are summarized below:

Medicare Part A Hospital Coverage:

  • Deductible = $1156
  • Coinsurance 61-90 days = $289 per day
  • Coinsurance 91-150 days = $578 per day
  • Hospice Care = Limited co-payment for outpatient drugs & inpatient respite care

Skilled Nursing Facility Care:

  • Coinsurance 21-100 days = $144.50 per day

Medicare Part B Physician’s Services & Supplies:

  • Deductible = $140*
  • Coinsurance = Generally 20%
  • Plan N = $20 co-pay for office visit; $50 co-pay for ER.

*And, here is a surprise! The Part B deductible for 2012 dropped from $162 to $140!! CSI immediately took notice and effective January 1, 2012, the non-commissionable portion of premium on plans C and F went from $175 to $150 - an additional commission is paid to you on the $25 difference!

FOR AGENT USE ONLY.