Life Medical Impairments

This is a tool to help you understand what John Hancock's underwriters look for and likely underwriting risk classifications or rating.

Please note the following:

  • The likely decisions are applicable only to the life insurance portion of the policy. For details on likely decisions for an LTC rider, click here.
  • Refer to the specific Product technical guide to determine tha availability of Standard Plus.

Choose from the list of conditions below